Aerial & Satellite Dish Installer Insurance
Specialist insurance for aerial and satellite dish installers from £16 a month*.
Fast, easy online quote in 90 seconds
Levels of cover to suit you
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Installing aerials and satellite dishes is a technical and sometimes dangerous job. You’re dealing with expensive electrical equipment and often working at height, so a lot can go wrong.
From accidentally causing property damage to injuring yourself or a member of the public, if the worst should happen, you could be left facing significant costs. This means it’s essential to have suitable financial protection in place.
At Markel Direct, we offer tailored aerial and satellite dish installer insurance that means you’re covered if an accident occurs.
What is aerial and satellite dish installer insurance?
Satellite and aerial installer insurance refers to policies created specifically to cover the risks facing people in your line of work. This insurance can combine a number of different types of financial protection. It commonly includes public liability insurance, for example, as well as tools cover, employers’ liability protection and more.
At Markel Direct, we offer a full range of cover options to aerial and satellite dish installers.
Public liability insurance for aerial and satellite dish installers
Installing aerials and satellite dishes on people’s homes or business premises inevitably brings you into contact with members of the public and their property. And when you’re working with tools and equipment, often in hard to access locations, there is always the possibility that an accident will happen. Public liability insurance is there to protect you if a member of the public suffers an accident or property damage because of your business.
For example, while working at height you might accidentally drop a heavy tool, causing serious damage to a car parked underneath . Or a customer might trip over a ladder you have left lying in a driveway, suffering injuries as a result.
Unless you could cover the compensation costs and legal fees you may face as a result of incidents like these, you should strongly consider taking out public liability cover for your business.
Do I need aerial and satellite dish installer insurance?
There are various types of insurance that you might need as an aerial or satellite dish installer. Regardless of how skilled you are and how meticulously you plan each job, the unexpected can happen. If it does, it’s vital that your finances are protected.
For example, you might be installing a digital television aerial when it drops to the ground before you’ve had a chance to secure it properly, hitting a passerby on the head and causing major injuries. Could your business cope with the financial fallout? Or perhaps you fit a satellite dish incorrectly, resulting in damage to your client’s wall. Would you be able to pay to repair the affected area? If scenarios like these would put your finances under strain, you’ll need appropriate public liability insurance to protect your business.
Think about the equipment you need to perform your role as an installer too. What if it was lost, damaged or stolen? Could you afford to replace or repair the items yourself? If not, you should consider taking out tools insurance.
It’s also important to be aware of employers’ liability protection. If you have anyone working for your aerial and satellite dish installation business, you’re required under the law to have employers’ liability cover in place.
Why choose Markel Direct for aerial and satellite dish installer insurance?
At Markel Direct, we’re committed to providing aerial and satellite dish installer insurance that you can rely on. Keep reading to discover why it makes sense to pick us as your cover provider.
✔ Only the cover that you need
You don’t want to pay for cover you don’t need. With Markel Direct, you don’t have to. We provide tailored insurance that matches your precise requirements.
✔ A quote in just 90 seconds
Get a quote for your aerial and satellite dish installer insurance in less than two minutes on our website.
✔ Fully transparent pricing
There are no hidden fees when you purchase cover from us. Our pricing is fully transparent.
✔ Legal advice when you need it
You don’t have to wait to access legal guidance with Markel Direct. We offer a round-the-clock legal advice helpline operated by expert solicitors.
✔ Satisfied customers
We put excellent customer service at the centre of everything we do, and this is reflected in the impressive ratings we have received on Feefo.com.
How to buy aerial and satellite dish installer insurance
Buying aerial and satellite dish installer insurance from us is quick and easy. All you have to do is complete our online quote form and we’ll get back to you with a quote in under two minutes. If you decide to go ahead and purchase cover from us, you have the choice of starting your insurance immediately or arranging it as much as 30 days ahead of time.
How much does aerial and satellite dish installer insurance cost?
The cost of your installer insurance will depend on factors such as how big your business is, what types of financial protection you wish to include in your policy and the level of cover you’re after.
Get a quote today to see exactly how much your aerial and satellite dish installer insurance will cost.
*Price based on an aerial and satellite dish installer requiring £1 million of public liability insurance.
Cover starting from £16 a month
What insurance do aerial and satellite dish installers need?
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Public liability insurance
Public liability insurance covers the compensation costs and legal fees you may need to pay if a member of the public sues you over an injury or property damage caused by the actions of your business. Our policies come with cover limits of between £1 million and £5 million.
Example of a claim:
While you’re working on a project to install new aerials on a commercial building, a member of the public trips over a toolbox you have left on the ground. They suffer a broken ankle and sue you over their injury. -
Employers' liability insurance
Employers’ liability insurance offers protection if a worker suffers an illness or injury because of their job. By law, you must have at least £5 million of this type of cover in place if you have employees. Our policies come with a limit of £10 million.
Example of a claim:
One of your workers falls from a ladder while installing a satellite dish, suffering major injuries as a result. They take legal action over the accident. -
Tool insurance
Tools insurance protects the equipment you use to do your job as an installer. It pays out if your tools are stolen, lost or damaged. We offer policies with limits of between £1,000 and £5,000, and you can choose whether to insure your equipment 24/7 or only during working hours (8am – 8pm).
Example of a claim:
The storage unit where you keep your tools is broken into and several expensive pieces of kit are stolen. You have to pay to replace them. -
Occupational personal accident insurance
Occupational personal accident insurance is there to support your income if you can’t work as a result of an injury you suffer due to your job. It provides either a lump sum or weekly payments, depending on the type of injury you experience.
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Owned plant insurance
Owned plant insurance covers the cost of replacing or repairing plant machinery you own if it is damaged or stolen. Our policies are available with cover limits of between £10,000 and £50,000.
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Hired in plant insurance
Hired in plant insurance protects you if plant machinery you have hired from a third party is stolen or damaged. Choose from cover limits of between £10,000 and £50,000.
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Contract works insurance
Contract works insurance covers you if you have to repair or redo work you have completed on a construction site in the event of a theft, flood, fire or act of malicious damage.
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Goods in transit insurance
Goods in transit insurance offers protection if your goods are lost or damaged while being moved from one location to another. It covers items being moved by a courier or by your own vehicles.
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Professional indemnity insurance
Professional indemnity insurance offers protection if there is a mistake in the advice or designs you offer to a client.
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SupportCover starting from £16 a month
Frequently asked questions
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What should I do if a client asks me for proof of insurance?
As an aerial and satellite dish installer, you might find that certain clients ask you for proof of insurance before they will hire you for a job. If this happens, simply show them the 'Confirmation of Liability Insurance' that we send you via email when you purchase cover from us.
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Is business insurance a legal requirement for aerial and satellite dish installers?
Most types of insurance are not legal requirements for aerial and satellite dish installers. However, if you have people working for you, even if this is only on a part-time or short-term basis, you must get employers’ liability cover.
While other types of financial protection aren’t mandatory, it’s important to think carefully about the potential financial fallout if you don’t have suitable insurance in place. -
Can I just cover my most expensive tools?
We cannot provide cover for your most expensive tools alone. When you come to Markel Direct for aerial and satellite dish installers’ tools insurance, you must cover all your equipment. This ensures that you’re fully protected if you need to make a claim. If you don’t have protection for all your tools, this could mean your claim isn’t covered or you may get a smaller sum in compensation.
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How is Markel regulated?
Markel is regulated by the Prudential Regulation Authority and Financial Conduct Authority. If you would like further information, visit the Financial Services Register.
Access free legal services for your aerial and satellite dish installing business when you arrange cover with Markel, including:
24/7 access to a legal advice helpline manned by qualified solicitors
Access legal templates and resources with the Markel Business Hub
Receive discounted IR35 contract reviews with your policy
Expert management of public relations crises with The Counsel House