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Our specialist insurance offers tailored cover to a whole host of risks facing conference and exhibition organisers and event planners.
Few event planners realise the extent to which something unforeseen could damage their business. An incorrect booking at a venue, mismanagement of suppliers or the theft of a laptop containing confidential information could have a serious effect on your business. Our conference, exhibition and event organiser insurance can give you the peace of mind that even if something unexpected happens, you are covered.
We can help you build a comprehensive event planner insurance policy online in minutes. Our simple quote system will ask about your business activities and offer you covers that may be of interest. You can buy all or just some of the covers quoted, so you will only ever pay for the cover you need.
Cover at a glance:
- Public liability cover up to £5m
- Suitable for organisers of weddings, fairs, exhibitions and more
- Protection for cancellation, postponement and third-party claims
- Legal expenses cover for disputes and contracts
- Equipment and stock cover optional
What is event organiser insurance?
Event organiser insurance refers to a range of insurance policies designed to protect individuals and businesses who are responsible for planning or organising events. This insurance can include a combination of public liability, employers' liability, and office equipment insurance, offering protection against claims resulting from property damage, physical injury to third parties, or accidents involving staff and volunteers.
Whether you are organising a corporate conference, wedding, or community fair, event organiser insurance can help to safeguard your finances and reputation in the event of unforeseen incidents, ensuring you can continue to deliver your services with piece of mind.
Cover starting at
£5 a month*
*Price based on an event planner requiring £1 million of public liability insurance.
Why do I need event organiser insurance?
If you are responsible for organising events, you may want to consider event organiser insurance. Venues and clients may often require event organisers to have insurance in place before allowing you to host or manage an event on their premises. Insurance can be especially valuable if your event involves significant numbers of attendees, hired staff, or the use of hazardous equipment, as it helps to manage risks and safeguard your business.
Example policy documents
If you have an existing policy with us, please sign in to view your policy documents.
Below you will find examples of the documents provided.
Tailor your event organiser insurance policy with these specialist covers
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Professional indemnity insurance
Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for all conference, exhibition and event planning professionals, and insurance is available with limits ranging from £50,000 to £5m.
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Public and product liability insurance
Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly come into contact with members of the public, this cover is vital insurance for your business. Limits range from £1m to £5m.
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Employer’s liability insurance
Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your event planning business has employees, including temporary or part time staff, you need this cover. Cover for £10m.
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Legal expenses insurance
Commercial legal expenses insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided for the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
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Directors and officers insurance
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
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Office insurance
Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.
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Occupational personal accident insurance
Occupational personal accident insurance provides a weekly payment if you are unable to work due to temporary total disablement (subject to a 14-day deferment period) due to an accident at work, or when travelling to and from work. In the event of loss of limbs, sight, speech, hearing, permanent total disablement or death, a lump sum would be paid out. You should consider this cover if you would struggle to maintain an income following an accident that left you unable to work. Limits from £100/week to £500/week for temporary total disablement (£25k lump sum to £100k lump sum for permanent total disablement).
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Cyber and data risks insurance
Cyber insurance pays the costs of restoring data and equipment, informing clients, meeting ransom demands and loss of your net profit following a cyber-attack. It also pays your legal defence costs and damages you are legally liable to pay to other parties. If you hold confidential information about your clients and their projects on computers and other internet connected devices, you should consider to this cover.
How it works
Choose the cover you require
Get a quote you need in minutes
Buy online or contact one of our advisors
How much does event organiser insurance cost?
The cost of event organiser insurance can depend on a range of factors, including:
- The scale of the event you are planning
- The number of attendees expected
- The specific risks involved
Event organiser insurance policies start from £5 per month*.
*Based on an event organiser requiring £1,000,000 public liability cover.
Ready to build your quote?
Our simple quote process will help you to find the right business insurance for your individual needs.
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
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Does the policy cover the event itself?
No - the policy provides cover for your professional activities in organising the event and not the event itself.
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What's the difference between professional indemnity and public liability?
Professional indemnity insurance covers against allegations of professional negligence - which means it would cover you if you were to make an error or mistake in a piece of work (such as a project or report) for a client.
Public liability insurance covers against allegations of injury or illness caused to third parties by your negligence. This includes many of the slips, trips and falls that are associated with personal injury claims. In addition, public liability insurance covers against damage to third party property - for example, if you were to damage a client-owned laptop or smartphone.
As they insure against different scenarios, it's important you consider arranging both types of cover to ensure you are properly protected.
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I need to arrange insurance to start work - do you provide proof of cover?
Yes. We provide a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) as part of the documents that are emailed to you if you purchase your policy with us. You can present this document to agencies and clients as proof that you are insured.
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What limit of cover should I choose?
Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits on insurance, so you're sure to find the right cover for your business.
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How are Markel Direct regulated?
Markel Direct is a trading name of Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023
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