First aider insurance

Specialist cover for first aiders and first aid trainers from as little as £5 a month

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our specialist first aider insurance offers expert cover to first aid professionals and trainers for a whole host of risks.

Even when acting with the best of intentions, mistakes can happen while treating someone. Accusations of misconduct or further injury caused by the first aid administered are becoming increasingly common. Our first aider insurance can cover you for such instances, as well as other risks to your employees and office.

Unlike many schemes that offer a ‘one size fits all’ policy for first aiders, we can help you tailor your policy to your business' individual needs. Our simple quote system will ask about your business activities and offers you covers that may be of interest. You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need.

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Cover starting at just £5 a month

Build a tailored first aider insurance policy with these covers

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for first aid professionals, and insurance is available with limits ranging from £50,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly come into contact with members of the public, this cover is vital insurance for your business. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business has employees, including part time staff, you need this cover. Cover for £10m.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

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Cover starting at just £5 a month

Frequently asked questions

  • I work as a first aider at events - is this covered?

    Yes. Administering first aid at events is covered by our policy.

  • Does the policy cover the use of defibrillators and administering of gas?

    The policy will cover the activities you are suitably qualified to do. Provided you are qualified to use defibrillators or administer gas, you will be covered.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

  • I need to arrange insurance to start work - do you provide proof of cover?

    Yes. We provide a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) as part of the documents that are emailed to you if you purchase your policy with us. You can present this document to agencies and clients as proof that you are insured.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover in order for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, or it's the first time you have arranged cover, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits, so you're sure to find the right cover for your business.

We offer specialist insurance for home based first aiders

Home based first aiders are not immune to risks. Our specialist homeworker insurance policy is designed to cover the risks facing first aid professionals working from home. Home insurance policies rarely include cover for home based businesses, so to prevent any gaps in cover, be sure to choose a specialist homeworker policy that will comprehensively cover your business.

Our first aider homeworkers policy can be tailored to include only the insurance you want, with a range of liability covers available and the option of insuring vital business equipment you own.

You can cover your business from as little as £5/month, with the option of spreading the cost of your premium over 10 interest free instalments.

Cover starting at just £5 a month