First aid insurance for trainers and professionals

Specialist cover for first aiders and first aid trainers from £5 a month*

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our specialist first aider insurance offers expert cover to first aid professionals and trainers for a whole host of risks.

Why do first aid professionals and trainers need insurance?

Even when acting with the best of intentions, mistakes can happen while treating someone or training others in first aid. Accusations of misconduct or further injury caused by the first aid administered are becoming increasingly common.

Our first aider insurance can cover you for such instances, giving you peace of mind that if you are alleged to have made a mistake, you'll be covered.

What does first aider insurance cover?

Some of the common risks that first aiders and first aid trainers face include:

  • An allegation of injury caused by negligent first aid treatment
  • An allegation of your first aid treatment worsening an existing injury or situation
  • A student claiming that the first aid training you gave them was below the required standard
  • A student tripping over a prop during a first aid lesson and fracturing their elbow

First aider insurance from Markel can be tailored to cover against these scenarios and more.

Get a quote now

How much does first aider insurance cost?

The cost of insurance for first aiders depends on a number of factors, including your business' income, whether you have any employees and the level of cover you choose.

We offer a range of cover, with first aider insurance available from £5 a month with the option to spread the cost of your policy over 10 interest free instalments.

Why choose Markel for your first aid insurance

Unlike many schemes that offer a ‘one size fits all’ policy for first aiders, we can help you tailor your policy to your business' individual needs. Our simple quote system will ask about your business activities and offers you covers that may be of interest.

You can choose to buy all or just some of the covers quoted, so you will only ever pay for the cover you need. Get a quote now.

*Price based on a first aid trainer requiring £1 million of public liability insurance.

Customer reviews

4.8/5

Rated 4.8 stars from 351 customer reviews at Google

Cover starting at £5 a month

Build a tailored first aider insurance policy with these covers

  • Professional indemnity insurance

    Professional indemnity insurance covers the cost of defending your business against allegations of professional negligence (such as giving your client incorrect or wrongful advice) and if unsuccessful, the cost of damages awarded against you. This cover is essential for first aid professionals, and insurance is available with limits ranging from £50,000 to £5m.

  • Public and product liability insurance

    Public and product liability insurance covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business or supplying products. The legal fees alone could cost your business thousands of pounds. If you regularly come into contact with members of the public, this cover is vital insurance for your business. Limits range from £1m to £5m.

  • Employer’s liability insurance

    Employer’s liability insurance is a legal requirement if your business has employees. It covers your business against claims for injury or illness suffered by employees arising from their employment. If your business has employees, including part time staff, you need this cover. Cover for £10m.

  • Legal expenses insurance

    Legal expenses insurance pays your legal costs and expenses for contract disputes, tax enquiries (including IR35), attending jury service, debt recovery, personal injury, as well as any award you are required to pay following an employment dispute with an employee. There is a limit of £100,000.

    If a client takes legal action against you because of an error you have made, this cover can prevent you from needing to use your own finances to cover legal expenses.

  • Directors and officers insurance

    Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided in respect of the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.

  • Office insurance

    Office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises. You can also choose to cover your business equipment (such as laptops and mobile phones) on a worldwide basis, and insure your business against loss of income and/or additional trading expenses following events such as damage to your property.

  • Occupational personal accident insurance

    Occupational personal accident insurance provides a weekly payment if you are unable to work due to temporary total disablement (subject to a 14-day deferment period). And in the event of loss of limbs, sight, speech, hearing, permanent total disablement, or death, it will pay out a lump sum to ease the financial burden.

    If you would struggle to maintain an income if you were unable to work following the accident, you should consider having occupational personal accident insurance to help ease the financial burden. Limits from £100/week to £500/week for temporary total disablement (£25k lump sum to £100k lump sum for permanent total disablement).

     

     

     

  • Cyber and data risks insurance

    Cyber and data risks insurance pays the costs of restoring data and equipment, informing clients, meeting ransom demands and loss of your net profit following a cyber attack. It also pays your legal defence costs and damages you are legally liable to pay to other parties. If you hold confidential information about your clients and their projects on computers and other internet connected devices, you should consider to this cover.

Need some help?

0800 640 6600

Mon - Fri 08:30 - 17:30

Local rate and mobile friendly

Frequently asked questions

Contact us

Cover starting at £5 a month

Frequently asked questions

  • I work as a first aider at events - is this covered?

    Yes. Administering first aid at events is covered by our policy.

  • Does the policy cover the use of defibrillators and administering of gas?

    The policy will cover the activities you are suitably qualified to do. Provided you are qualified to use defibrillators or administer gas, you will be covered.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits on insurance, so you're sure to find the right cover for your business.

  • I need to arrange insurance to start work - do you provide proof of cover?

    Yes. We provide a dedicated 'Confirmation of Liability Insurance' document (detailing the cover you have with us) as part of the documents that are emailed to you if you purchase your policy with us. You can present this document to agencies and clients as proof that you are insured.

  • What limit of cover should I choose?

    Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits on insurance, so you're sure to find the right cover for your business.

  • How are Markel Direct regulated?

    Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.

Exclusive policyholder services - included as standard with certain covers

Our policyholders receive access to these unique services designed to make your life easier (included as standard with certain covers).

24 hour legal helpline 24 hour legal advice helpline

When you insure with Markel, you'll benefit from 24/7 telephone access to a qualified solicitor at no additional cost. Expert legal advice can be costly when you're working for yourself and it's difficult to know who to turn to for a trustworthy answer. Whether it's a question on health and safety, employment law, legal structures for your business or how to handle a difficult client,an experienced team of solicitors are on hand day and night to help you with any business-related legal queries. Included as standard with all policies.

Legal hub access Markel Business Hub access

In addition to our 24 hour legal helpline, you'll have access to the Markel Business Hub - an award winning online resource of legal and business guides, templates and content written and created by our team of expert solicitors. Instantly download ready-made contracts, policies, procedures and guidance you can use for your business - without paying any expensive legal fees. Included as standard with all policies.

Fee dispute service

Customers don't always pay on time and chasing fees or invoices costs time and money. Mindful of the impact this has on your business, we offer our policyholders access to a unique fee dispute helpline operated by one of the UK's leading law firms, who will provide specialist legal guidance and support on fee dispute issues. Included as standard with professional indemnity insurance.

Public relations crisis management service

In today's 24 hour news culture, public relations disasters can occur at any time. Having to deal with the press whilst managing a difficult situation can be hugely stressful as well as being a potential minefield. When there is a risk to your business as a result of negative press attention, our specialist public relations crisis management firm, The Counsel House, will work with you to help manage allegations of fraud, injury caused to employees or the public, and official investigations into your company's affairs. Included as standard with professional indemnity insurance, directors and officers insurance, cyber and data risks insurance and legal representation and employment disputes insurance.

Cyber response helpline

If you're the victim of a targeted cyber attack, our cyber response helpline provides access to specialist solicitors and information security experts who will give expert legal and technical IT security guidance on the issues arising from cyber and data protection risks. Included as standard with cyber and data risks insurance.

Cover starting at £5 a month

Related articles