Football Coach Insurance

Specialist cover for football coaches from £8 a month*

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Football coaching can be a rewarding career, but it comes with certain challenges and risks. Whether you coach full-time or part-time, or you have a temporary contract, you must be prepared for the possibility of liability claims.

From injuries suffered by players and members of the public, to allegations of incorrect guidance, various problems can arise - and if they do, the financial consequences can be serious. In instances like these, it’s crucial that you have appropriate insurance.
 
At Markel Direct, we offer insurance packages specifically tailored to suit your needs as a football coach. You can count on us for dependable, affordable cover and the highest standards of customer service.  

What is football coach insurance?

Football coach insurance refers to the package of cover options available to people in your line of work. It can include various types of financial protection. Typically, public liability insurance is considered to be an essential component of football coach insurance. Other important types of cover can include professional indemnity insurance, employers’ liability cover and occupational personal accident insurance. By choosing a package that reflects the particular risks facing your business, you can safeguard your finances and enjoy added peace of mind.  

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Public liability insurance for football coaches

Football is a physical game and there is always a chance that players will be injured during a training session or match. Therefore, it makes sense to have public liability insurance for football coaches. This insurance protects you if you cause injury or property damage to a player or to a member of the public who happens to be there while you are coaching.
 
For example, it will help to cover the legal expenses and compensation costs if a player injures themselves during a training session, or if a member of the public falls over a piece of your equipment while walking in a park or other public space.
 
Cases like these can result in significant costs, but purchasing public liability insurance means you won’t have to meet these expenses yourself.

Do I need football coach insurance?

The unexpected can happen when you’re coaching football. From personal injury, to property damage, to claims made for alleged substandard guidance or advice, you face many risks. If a problem like this does arise, would you be able to cope with the financial consequences? Even compensation sought for a minor injury such as bruising can lead to an expensive soft tissue injury claim.
 
Unless you could cover compensation or legal costs yourself, you will need suitable insurance. It’s also important to be aware that some organisations may require proof of public liability cover before they will agree to hire you as a coach.
 
In addition, if you have any employees, you’re legally required to have employers’ liability insurance in place. You might also decide you need cover for your equipment, ranging from any laptops or tablets you use for your business to the training gear you provide to players during sessions.

Why choose Markel Direct for football coach insurance?

At Markel Direct, we provide football coach insurance that you can depend on. Below are just some of the reasons to choose us for your cover:
 
✔ Get a quote in under 2 minutes
It takes as little as 90 seconds to get a personalised quote from us. Simply complete our online form to see what you can expect to pay.
 
✔ Transparent pricing
You don’t have to worry about being hit with hidden fees when you buy football coach insurance from us.
 
✔ Tailored protection
We know that a one-size-fits-all approach to insurance doesn’t produce the best results for customers. That’s why we offer cover that is specifically tailored to meet your needs.
 
✔ 24/7 legal advice
If the worst happens and you find yourself subject to a legal claim, you’ll want expert advice as soon as possible. That’s exactly what you get with our round-the-clock legal advice helpline staffed by expert solicitors.
 
✔ Customer ratings that do the talking
To see what our clients have to say about our services, take a look at the impressive ratings we’ve received on Feefo.com.

How to buy football coach insurance

Buying football coach insurance from us couldn’t be more straightforward. Simply complete our online quote form and we’ll give you a quote in minutes. You have the choice of starting your cover immediately or arranging it up to 30 days in advance.

How much does football coach insurance cost?

The cost of your football coach insurance depends on a number of factors, such as the level of protection you choose, the specific activities you undertake as part of your coaching and the number of employees you have, if any.
 
Get a quote today to discover more.

*Price based on a football coach requiring £1 million of public liability insurance.

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Cover starting at £8 a month

What types of insurance do football coaches need?

  • Professional indemnity insurance

    Professional indemnity insurance is there to protect you against claims of professional negligence, for example giving incorrect instructions.
     
    Example of a claim:
     
    You create a personalised training plan for a player, but they fail to achieve the targets they were promised. They take legal action alleging your training was inadequate.

  • Public liability insurance

    Public liability insurance offers protection from claims made by members of the public or clients who suffer property damage or personal injury because of your business. We offer policies with limits ranging from £1 million to £5 million.
     
    Example of a claim:
     
    You help a player stretch following a training session, but push their muscle too far, meaning it tears. They sue you for the injury they suffer. 

  • Employers' liability insurance

    Employers’ liability insurance offers protection if an employee suffers an injury or illness because of their work. By law, you’re required to have at least £5 million of this type of cover in place if you have any workers. At Markel Direct, we offer policies with a limit of £10 million.
     
    Example of a claim:
     
    One of your workers damages their back while carrying training equipment from your vehicle to the training field. They sue you over their injuries.

  • Legal expenses insurance

    Cyber and data risks insurance is an important cover that protects against the costs involved with a cyber attack, including:

    • restoring data and equipment
    • informing clients
    • meeting ransom demands
    • loss of your net profit

    It covers your defence costs, as well as any damages you are liable to pay third parties. You may wish to consider this cover to protect against confidential information about your clients' finances being stolen from internet-connected devices.

  • Directors and officers insurance

    Directors and officers insurance covers the costs associated with defending you as an officer or director of your company against claims of wrongful acts, as well as any damages awarded against you. Our cover limits range from £100,000 to £5 million.

  • Portable equipment and office insurance

    Portable equipment insurance is there to cover the equipment you rely on to do your job, such as laptops, tablets and mobile phones, against accidental damage and theft. If you have your own premises from where you run your coaching business, you may also want office insurance. This covers your buildings and contents against accidental damage and theft.

  • Occupational personal accident insurance

    Occupational personal accident insurance is intended to support your income if you’re unable to work due to an injury you sustain because of your job. It can pay out in one lump sum or in weekly instalments, depending on the nature of the injury you suffer.

  • Cyber and data risks insurance

    Cyber and data risks insurance protects you if you are the victim of a cyber-attack. It pays the costs of restoring equipment and data, loss of net profit and meeting ransom demands, as well as legal defence costs and damages you are required to pay to the affected parties.

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Cover starting at £8 a month

Frequently asked questions

Access specialist business services as part of your policy cover

As a specialist insurer of football coaches, we provide a range of useful services for you to access, included as standard with certain covers:

24 hour legal helpline 24/7 legal advice helpline manned by qualified solicitors

Access to our fee-dispute service to assist with unpaid invoices

A specialist cyber response helpline for help in the event of a cyber attack

Legal hub access Legal templates and resources with Markel's Business Hub

Discounted IR35 contract review Discounted IR35 contract reviews with your policy

Expert management of public relations crises with The Counsel House

Discover more about help services

Cover starting at £8 a month

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