From damaging a customer’s home to causing injury to yourself or others, the potential is there for many things to go wrong. If you’re unlucky and something bad does happen, it’s important that you have insurance for gas engineers in place to protect your finances.
At Markel Direct, we offer gas engineers insurance tailored to meet your precise needs. You can rely on us if things don’t go to plan.
What is gas engineers insurance?
Gas engineers insurance is not simply one product, but instead a group of insurance covers, each one designed to protect your business from a variety of risks. Gas fitter insurance is available to specialists who work on gas boilers and central heating systems, and it can include various types of cover, such as employers’ liability insurance , tools insurance, public liability insurance, and more. For a quick quote on insurance for gas fitters, click the button below.
Get a gas engineers insurance quote now
Do I need gas engineers insurance?
No matter how careful you are, there is always the possibility that something will go wrong. And as a gas fitter, the consequences of a mistake could be serious. If you cause a flood or a fire in a customer’s home, would your business be able to cover the costs? Or if a member of the public suffers an injury and sues you, could your finances stretch to pay for the legal and compensation costs you might face? Unless you could cope with these expenses, gas engineers’ insurance is absolutely essential. Then there are your tools to think about. You rely on your equipment to make a living, and if it was lost, stolen or damaged and you didn’t have appropriate financial cover, you could be left facing a large bill to replace or repair it.
And if you have employees, even if they are part-time or temporary, you are legally required to have employers’ liability insurance in place.
Gas engineer public liability insurance
Of all the various types of financial cover available to gas fitters, public liability insurance for gas engineers is often considered to be the most valuable. It protects you against claims made by customers and members of the public who are injured or suffer property damage because of your business.
As a gas engineer, you will inevitably come into contact with the public. This may be in clients’ homes or in commercial premises, or both. Because of this, there is always a risk of an accident involving a member of the public or their property.
For example, you might need to move a washing machine in order to install a boiler, and in doing so, you could cause a water leak that damages a customer’s flooring. Or a member of the public might trip over a toolbox you have left out and suffer an injury. In cases like these, you could be left facing significant legal bills and compensation costs. Public liability insurance is there to safeguard your finances.
It's also important to be aware that some prospective customers may require proof that you have public liability insurance secured before they agree to use your services. We provide gas engineers’ public liability cover of between £1 million and £5 million.
What types of insurance do gas engineers need?
As well as gas engineer public liability insurance, there is a wide range of covers designed to protect gas fitters and engineers. Gas safe engineer insurance policies are designed with you in mind, and the covers can be tailored to suit your specific business needs.
Gas engineer insurance cost
The cost of your gas engineers’ insurance will depend on various factors. For example, the size of your business, the types of financial protection you want and the level of cover you require will all have an impact.
Buying gas fitters’ insurance from Markel Direct is quick and easy. All you have to do is complete our online quote form by answering a few questions about your business. We’ll tailor our cover to match your needs and provide you with a personalised quote.
You can arrange cover to start immediately, or up to 30 days in advance.
Our policies start from £31 a month*. To find out how much your insurance will cost, simply get a quote today, or call us on 0371 705 2408
*Price based on a gas engineer requiring £1 million of public liability insurance.
Why choose Markel Direct for gas engineers’ insurance?
At Markel, we pride ourselves on offering affordable and dependable gas fitters’ insurance. Here are just some of the reasons to choose us for this cover:
✔ No hidden fees
We are entirely transparent about our pricing, so when you buy cover from us, you won’t be hit with unexpected fees.
✔ Tailored policies
We know that gas installers’ needs differ considerably when it comes to insurance, which is why we offer tailored cover to match your precise needs.
✔ Get a quote in seconds
Getting a quote from us couldn’t be easier. Simply fill in our online form and we’ll provide you with a quote in as little as 90 seconds.
✔ Impressive customer ratings
Check out our impressive ratings on Feefo.com to see what other tradespeople think of our insurance.
✔ Legal advice helpline available 24/7
If the worst happens, you want expert legal advice straight away. That’s why we offer a round-the-clock legal helpline run by experienced solicitors.
24/7 access to a legal advice helpline manned by qualified solicitors
Access legal templates and resources with the Markel Business Hub
Receive discounted IR35 contract reviews with your policy
Expert management of public relations crises with The Counsel House