HR consultant insurance

Come to us for specialist HR consultant insurance, available for £5 a month*.

Fast, easy online quote in 90 seconds
Interest free direct debit
No hidden fees or cancellation charges

Our specialist insurance for HR consultants can protect your business against the unexpected.

HR consultants have a keen sense of how to help businesses look after people in their organisation. They can help to make processes more efficient, advise on complicated people management policies, and act as troubleshooters if any issues occur. Bit their work carries a risk. Whether it’s a challenge to professional advice given or simply an injury suffered from a trip or fall, HR consultants need the peace of mind insurance can offer.

By coming to us you can tap into more than 25 years of experience, with an award-winning team that understands the particular circumstances of contractors, freelancers, consultants and the self-employed.

What is HR consultant insurance?

Our professional indemnity insurance for HR consultants has been designed to cover the specific risks associated with the HR and employment industry. Our insurance policies, also including public liability cover and employers’ liability insurance, have been designed to meet your contractual needs and the compliance requirements of the human resources industry, whilst offering comprehensive protection for your clients.

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Why do HR consultants need insurance?

HR consultants have a keen sense of how to help businesses look after the people within their organisation. They can help to make processes more efficient, advise on complicated people management policies, and act as troubleshooters if any issues occur. HR consultancy work comes with unique types of risk. Whether it’s a challenge to professional advice given or an injury suffered by an employee from a trip or fall, HR consultants need the peace of mind our business insurance offers.

How do I arrange insurance as a HR consultant?

Getting a quote is quick and easy. Just answer a few questions about your job and our system will show you all of the different types of cover you could benefit from. Then simply choose the cover you want and build a bespoke package that is perfect for your role as a HR consultant.

*From £5 a month based on Public Liability (including Products Liability) Insurance only.

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Policy Documents

Cover starting at £5 a month

HR consultant insurance includes the following types of covers

Professional indemnity insurance
Public liability and professional indemnity insurance give you help and support in cases where your work causes an illness or injury to a third party – or where your professional work or judgement is called into question. For HR consultants, this might mean:
- Compensation claims made by a client who tripped over a cable and suffered an injury while visiting your premises.
- Claims that you made a mistake with the advice you gave, or your work led a client to make an error that cost them money.
Employer’s liability insurance

Employer’s liability insurance is required by law for anyone who employs staff. This covers you if a worker suffers from an injury or illness while carrying out their work.
Legal expenses insurance

Legal expenses insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided for the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
Directors and officers insurance

Directors and officers insurance offers support if you are facing an allegation of professional negligence or you need to pay damages following a claim against your business.
Portable equipment and office insurance

Office insurance covers any office premises you have – including accidental damage to the buildings and contents while you are at work. Given the importance of the information held on devices such as laptops, computers and phones for HR consultants, this could be a vital part of your insurance package.
Occupational personal accident insurance

Occupational personal accident insurance is able to provide a weekly payment if you cannot work because of an injury suffered while you are carrying out the functions of your job as an HR consultant.
Cyber and data risks insurance

Cyber and data risks insurance can help to cover the cost of retrieving data and managing the aftermath of a data breach. This can be important for HR consultants who wish to protect the private data of their customers and clients.

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Frequently asked questions

Cover starting at £5 a month

Frequently asked questions

What's the difference between professional indemnity and public liability?

Professional indemnity insurance for HR consultants is the part of your cover package that offers support if you are challenged for the work you carry out or the advice you have given. Public liability insurance, meanwhile, offers cover in case of any injuries or illnesses third parties suffer through your work.
Is my past work covered?

We are able to cover you for past work, provided you previously held an uninterrupted professional indemnity insurance policy. If you are unsure whether or not this applies to you, call us on 0800 640 6600.
What limit of cover should I choose?

This might be dictated by the requirements of professional bodies you wish to belong to. You should check their requirements before setting this.
How are Markel Direct regulated?

Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.

Access these specialist services with your Markel insurance policy

Our HR consultant insurance comes with a number of useful extra services:

24 hour legal advice helpline

All of our policies come with 24/7 telephone access to a qualified solicitor. This expert advice is available to answer legal queries, assist you with the structure of your business and help you to cope with a difficult client.

Business Hub access

Our cover also unlocks access to hundreds of legal document templates. Using our online business hub (powered by LHS elXtr), you can download ready-made policies, procedures and contracts, and avoid paying expensive fees for these to be drawn up.

Fee dispute service

Markel policyholders with public liability or professional indemnity insurance can benefit from access to a fee dispute helpline - powered by a leading law firm – that allows you to get the fees and invoices you are owed.

Public relations crisis management service

Negative press coverage could damage your reputation and harm your chances of keeping on clients. Our specialist public relations crisis management firm, The Counsel House, can work with you on sensitive matters such as fraud allegations, injuries caused to members of the public and official investigations into your company's affairs. This comes as standard with public liability and professional indemnity insurance, directors and officers insurance, cyber and data risks insurance, and legal representation and employment disputes insurance.

Cyber response helpline

Tap into the knowledge of specialist solicitors and information security experts with our cyber response helpline. This is included as standard with cyber and data risks insurance and can be invaluable if you suffer from a cyber attack.

Who we cover

Specialist covers

Who We Cover