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Our life coaches insurance offers expert cover so you can focus on providing clients with the best possible service.
Our specialist life coaches’ insurance could help protect your business against mistakes made in your work. Life coaching can be highly rewarding, but it also comes with certain risks.
Despite your best intentions, a client could claim the advice or guidance you’ve provided was inadequate and caused them a financial loss. An injury to a client or third-party property damage during a session could potentially lead to an expensive claim.
Cover at a glance:
- Includes negligence, confidentiality breaches and damages to third-party property
- Public liability and professional indemnity cover up to £5m
- Legal expenses
What is life coaches insurance?
To help your clients achieve their goals and ambitions, you need a clear head. Our insurance for life coaches offers you the peace of mind and coverage to remain at your best, even when the unexpected happens and a claim is made against you. Life coach insurance is not just one product, but a choice of many forms of cover that are tailored to suit the specific needs of you and your life coach business. As a specialist insurance company with more than 25 years’ experience, our policy has been designed by insurance experts to offer you protection.
Cover starting at
£8 a month*
*Price based on a life coach requiring £1 million of professional indemnity and public liabilityinsurance.
Do life coaches need insurance?
Even when you clearly communicate the potential outcomes from your advice, some clients may be unhappy with the results. They may take legal action against you for what they see as an inadequate service, so it makes sense to ensure you have the appropriate level of cover for your life coaching business in case any disputes arise.
Like any consultancy or client-focused business, your reputation is a valuable asset. Therefore, having an appropriate level of professional indemnity insurance to protect against these kinds of scenarios is vital.
Our insurance for life coaches can protect you from the unexpected, including allegations of professional negligence, causing injury to a third party, or accidentally damaging property in the course of your business.
What does life coaches’ insurance cover?
Life coach insurance provides you with wide-ranging cover to safeguard you and your business should an incident occur. Cover available includes:
- Professional negligence – Managing expectations is perhaps the most challenging part of any client relationship. If a client is unhappy with the outcomes, our professional indemnity insurance for life coaches can cover the legal costs and compensation in defending your business.
- Breaches of confidentiality – If you unintentionally breach a client’s confidentiality in the course of your business, they may take legal action against you. Professional indemnity insurance can cover the legal costs, as well as compensation that may be payable to your client.
- Damage to third-party property – If you accidentally damage a client’s property during a meeting (for example, spilling a cup of coffee over their laptop or smartphone) public liability insurance can cover the defence costs as well as any compensation payable.
Example policy documents
If you have an existing policy with us, please sign in to view your policy documents.
Below you will find examples of the documents provided.
Why choose Markel Direct for life coach insurance?
At Markel Direct, we understand how important your business is to you. That’s why we offer life coach insurance, that has been designed to provide protection for you and your finances when things go wrong. Here are just some of the reasons to choose us for this form of cover:
✔ No hidden fees
With policies starting from £8 a month*, you won’t be faced with any hidden fees. What you’re quoted for is what you pay - it’s that simple.
✔ Tailored policy
We know that life coaches needs differ when it comes to insurance, which is why we offer tailored cover to match your needs.
✔ Get a quote in seconds
Getting a quote from us couldn’t be easier. Simply fill in our online form and we’ll provide you with a quote for life coaches insurance in under 90 seconds.
✔ High ratings on Feefo.com
We put customer service at the heart of everything we do, and this is reflected in our impressive ratings on Feefo.com.
✔ Our legal experts are here for you
Our legal helpline operates 24 hours a day, 7 days a week meaning you can speak to our experts whenever you need them.
At Markel, we insure over 200,000 businesses and have more than 25 years’ experience providing insurance policies to contractors, consultants, tradespeople and self-employed professionals. To talk about your life coaches insurance needs and to better understand our cover and how it works, call us today on 0800 640 6600 or secure yourself a life coach insurance quote online in less than 90 seconds.
How to arrange your insurance for life coaches
Arranging insurance for your business with Markel is easy. Simply take 90 seconds or less to answer questions about yourself and your business to receive an online quote. You’ll be able to tailor your policy to suit your requirements and you’ll receive your policy documents – including proof of insurance – via email after you purchase your cover with us.
More specialist cover
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Public liability insurance
You should consider specialist public liability insurance if you regularly deal with clients or members of the public. It will cover your legal defence costs in the event of a claim, as well as damages or compensation awarded against your business. Prospective clients or organisations may require you to have this cover before you can enter a contract with them.
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Cyber and data risks insurance
Cyber insurance offers small businesses vital cover against the increasing risk of attacks by cyber-criminals who aim to compromise the sensitive client or employee data saved on your business’s laptops, tablets and other internet-connected devices.
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Directors and officers insurance
Our directors and officers insurance will cover your legal liability should you or your most senior members of staff face any allegations of poor decisions, mismanagement or other duties owed in the running of the company.
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Employer's liability insurance
If you have full-time or part-time employees, you are legally required to have employer’s liability insurance. This will cover you against illnesses or injuries that employees sustain because of their employment with you.
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Legal expenses insurance
Legal expenses insurance offers you and your business cover for the potentially significant costs associated with any legal disputes with clients, suppliers or employees.
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Office insurance
Purchasing an office insurance policy with the appropriate level of coverage will cover the expenses incurred as the result of accidental damage, theft and natural disasters - such as fire, floods and storms - to your buildings and their contents.
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Professional indemnity insurance
If you are alleged to have provided an inadequate service, professional indemnity insurance can protect you. Circumstances where you could be liable include allegations of professional negligence, such as failing to deliver the expected results to a client.
How it works
Choose the cover you require
Get a quote you need in minutes
Buy online or contact one of our advisors
How much does life coach insurance cost?
The amount you’ll pay for your policy depends on a number of factors. Firstly, it’s worth bearing in mind that every life coaching insurance policy is designed to suit to the needs of each individual business. Costs can vary depending on e.g. the size of your business to whether or not you have employees. At Markel Direct, life coach insurance starts at £8 a month*. If you’d like to find out more, you can get a quote online with us in under 90 seconds, or you can call us on 0800 640 6600 and speak to one of our team of insurance experts.
Ready to build your quote?
Our simple quote process will help you to find the right business insurance for your individual needs.
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
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Does a life coach need insurance?
Despite your best efforts on a day-to-day basis, there is always the possibility that something could go wrong. A client could accuse you of being negligent, and put in a claim against you. In this instance, insurance could act as a safety net and cover associated costs that could otherwise cause a financial strain.
If you have employees, even if they only work for you on a part-time or temporary basis, by law you are required to have employers’ liability insurance in place with a minimum value of £5 million. This cover protects your business from claims made by the people who work on your behalf
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What limit of cover should I choose?
Before you purchase your life coach insurance policy, you should find out if there is a minimum amount of cover required by any of the clients or industry bodies you wish to work with.
If you are new to the industry and you are unsure of the amount of protection you need, take some time to think about the potential costs and risks you could incur in the event of a worst-case scenario.
In relation to insurance for life coaches, we offer a range of limits, so you can feel secure that we can find the level of coverage to fit your needs.
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Why should I choose Markel’s insurance?
At Markel, we insure over 200,000 micro-businesses and have more than 25 years' experience providing insurance policies to contractors, consultants and self-employed professionals. Our services are highly rated by our customers on Feefo.com.
To talk about your insurance requirements and better understand our cover, call us on 0800 640 6600 or get a quick quote online.
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How is Markel Direct regulated?
Markel Direct is a trading name of Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
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