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Our specialist insurance for reflexologists provides cover against a wide range of risks facing reflexology and complementary therapy professionals.
As an insurer with over 25 years experience, we have unrivalled knowledge of the risks facing your profession. An allegation of injury caused by poor treatment, an accident during a therapy session or damage caused to expensive equipment could cost your business thousands of pounds. Without insurance cover in place, you would have to cover the costs out of your own personal funds.
Cover at a glance:
- Public liability and treatment liability cover up to £5m
- Protection for injury or adverse reaction claims
- Suitable for freelance and clinic-based practitioners
What is reflexology insurance?
Reflexology insurance is there to protect your business’ finances if the unexpected happens. It can include a range of different types of cover, such as reflexology liability insurance, protection for your portable equipment or office, employers’ liability insurance and more. By having a policy that includes all the relevant types of protection, you can help to safeguard your finances and benefit from added peace of mind.
Cover starting at
£5 a month*
* Price based on a reflexologist requiring £1 million professional indemnity and public liability insurance.
Why do I need reflexology insurance cover?
No matter how careful or experienced you are, certain aspects are out of your control when you’re working as a reflexologist. What if a member of the public is injured while on your premises, or a client claims against you for an injury caused during therapy? In situations like these, you could find yourself subject to potential compensation claims.
Would you be able to cover the costs out of your own pocket? What if some of your equipment is damaged or stolen? Could you afford to replace or repair it yourself? If situations like these would put your finances at a strain, reflexology insurance cover is a worthwhile consideration.
Example policy documents
If you have an existing policy with us, please sign in to view your policy documents.
Below you will find examples of the documents provided.
Is reflexology covered by insurance?
We'll discuss the different types of insurance for reflexologists available to your business and explain how easy it is to get a free, no-obligation quote in 90 seconds.
Public liability insurance for reflexologists
Public liability insurance protects you and your reflexology business against claims for different types of unforeseen accidents. For instance, a client could trip over a chair in your waiting room and injure themselves, or slip on a wet patch in the bathroom at your premises. With public liability insurance, you’re covered for their claims against you.
Why choose Markel Direct for reflexology insurance?
At Markel Direct, we pride ourselves on offering affordable reflexologist insurance that you can count on. Here are just some of the reasons to choose us for your business protection.
✔ Transparent pricing
As well as offering policies that are superb value for money, we ensure our pricing is fully transparent. This means you won’t face any unexpected fees.
✔ Legal advice when you need it
We offer a 24/7 legal advice helpline run by experienced solicitors. So, whenever you need information and assistance, you can count on us.
✔ High ratings on Feefo.com
We put customer service at the heart of everything we do, and this is reflected in our impressive ratings on Feefo.com.
✔ Get a quote in as little as 90 seconds
It takes less than two minutes to get an insurance for reflexology quote when you complete our online form.
✔ An insurer you can trust
With more than a quarter of a century’s experience in providing business insurance, we know exactly what our customers are looking for.
Reflexology insurance coverage
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Public liability and professional indemnity (professional malpractice) insurance
Public liability insurance and professional indemnity insurance (also known as professional negligence insurance) offers comprehensive protection against the cost of defending your business against allegations of professional negligence (such as providing poor treatment to a client) and if unsuccessful, the cost of damages awarded against you.
In addition, it covers the cost of defending your business (including damages awarded against you if unsuccessful) if someone is injured, or their property damaged, which arises from you going about your business. Examples of claims include:
- A client alleges that a course of treatment has not had the desired results. They take legal action against you to recoup their loss.
- A client alleges that their foot was damaged during a session and that they are unable to walk for several weeks as a result. They take legal action against you, seeking compensation for their injury.
Public liability and professional indemnity insurance is vital for all reflexologists that come into physical contact with their clients. Limits are available from £1m to £5m. -
Cyber and data risks insurance
Cyber and data risks insurance pays the costs of restoring data and equipment, informing clients, meeting ransom demands and loss of your net profit following a cyber attack. It also pays your legal defence costs and damages you are legally liable to pay to other parties. If you hold confidential information about your clients on computers and other internet connected devices (including the therapies and treatments you provide to them), you should give consideration to this cover.
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Directors and officers insurance
Directors and officers insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Limits range from £100,000 to £5m.
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Employer's liability insurance
Employer’s liability insurance covers your therapy business against claims for injury or illness suffered by employees arising from their employment.
An example of a claim would be:
- An employee slips on a spillage in a treatment room and injures themselves. They are unable to work as a result and take legal action against you for the injury suffered.
If you have any employees, even on a part time basis, you are required to have a minimum of £5m worth of employer's liability insurance cover by law. Our policy provides £10m as standard.
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Legal expenses insurance
Commercial legal expenses insurance covers the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you. Cover is also provided for the legal costs and expenses of defending actions for disqualification as a director, investigations and extradition proceedings. Limits range from £100,000 to £5m.
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Occupational personal accident
Occupational personal accident insurance provides a weekly payment if you are unable to work due to temporary total disablement as a result of an injury at work or on your way to work (subject to a 14 day deferment period).
In the event of loss of limbs, sight, speech, hearing, permanent total disablement or death, a lump sum would be paid out.
If you work as a complementary therapist and would struggle to maintain an income if you were unable to work following an occupational accident, you should give consideration to this cover.
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Portable equipment and office insurance
Portable equipment insurance covers laptops, mobile phones and portable equipment you use for treatment against accidental damage (including theft) anywhere in the world. If you have your own premises, office insurance covers your office buildings, office contents and computer equipment against accidental damage (including theft) whilst on your business premises.
How it works
Choose the cover you require
Get a quote you need in minutes
Buy online or contact one of our advisors
How much is insurance for reflexologists?
There are a number of factors that determine how much you will pay for reflexology insurance. This includes everything from the size of your premises, whether or not you offer a mobile service, the size of your business and the number of employees you have. At Markel Direct, we provide insurance starting from £8 a month*.
Buying your reflexologist insurance online is quick and easy - our simple quote form asks questions about your business and provides you with an instant quote in under 90 seconds. You can choose as much (or as little) cover as you like and have the option to spread the cost of your policy over 10 interest free monthly payments.
Ready to build your quote?
Our simple quote process will help you to find the right business insurance for your individual needs.
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
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Am I covered for teaching others to become therapists?
We are able to cover this, but you must inform us you will be undertaking teaching or training activity. You can do this by adding ‘Teacher/Tutor’ as a secondary business activity on our quote form, or call us on 0800 640 6600. Please note that if you don’t inform us, it could result in a claim not being paid.
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Am I covered to treat clients with terminal illnesses (such as cancer)?
Yes. Our policy provides cover for treating clients with terminal illnesses.
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Am I covered to treat pregnant clients?
Yes. Our policy provides cover for treating pregnant clients.
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What limit of cover should I choose?
Many clients and industry bodies with regulatory requirements will require you to have a minimum level of cover for you to undertake a contract, so it's worth checking this before you arrange cover. If you're unsure, give some thought to a worst-case scenario and the likely costs involved in putting your mistake right. We offer a range of limits on insurance, so you're sure to find the right cover for your business.
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Why should I choose Markel Direct's Insurance
Markel Direct has over 25 years of experience insuring contractors, consultants and self-employed professionals. We insure over 200,000 micro businesses and are highly rated by our customers at Feefo.com.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023
To talk about your insurance requirements and better understand our cover, call us on 0800 640 6600 or get a quick quote online.
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How are Markel Direct regulated?
Markel Direct is a trading name of Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
We are a division of Markel International, a Lloyd’s of London market insurer that wrote gross premium totals of £2.4bn in 2023
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