What is Reiki insurance?
Insurance for Reiki practitioners is a way of protecting your business from the potential risks that occur in the industry. It’s there to cover you against a range of circumstances, such as a client alleging inadequate services, an injury before, after or during treatment, or damage to third-party property.
At Markel, we specialise in providing insurance coverage for therapists of all types. As a result, we understand the risks in your industry and our policies are designed to protect against them.
Why do Reiki therapists need insurance?
The nature of Reiki therapy means that you never know how a client may react to treatment. Should they feel unwell during or after treatment, or feel that your services didn’t deliver the expected results, Reiki insurance helps to protect both you and your business if they choose to make a claim against you.
Like any client-based job, it’s important to take the necessary steps to protect your business, and its reputation, in the event of a claim being made against you. Our specialist Reiki insurance offers cover against such scenarios.
What does Reiki insurance cover?
Reiki insurance covers you from some of the most common risks to your business, which could impact both your reputation and your livelihood. These include:
- Accident or injury – A client may slip on a wet floor, injure themselves climbing onto a treatment table or be disorientated and trip on the step as they leave, all of which could lead to a claim personal injury claim being made against you.
- Professional negligence – If a client experiences any negative reactions or emotions due to treatment, they may make a professional negligence claim against you.
- Confidentiality breach – Clients may choose to share personal information with you while having their treatment. If you unintentionally share this with a third party, you could face legal action.
How to arrange Reiki insurance coverage
Protecting your business is simple with Markel. To get a quote, simply answer a few questions about you, your business and your activities. Once this is completed, you can build an insurance policy that’s tailored to your business’ individual requirements and choose from a range of different cover options and ways to pay. You can opt to pay upfront or spread your payments out over 10 instalments.
You’ll receive your policy documents instantly, including a proof of insurance document to show clients that you’re insured.
How much it will cost
Markel’s Reiki insurance starts at £5 per month, but costs can vary depending on the level of cover you require.
*Price based on a Reiki practitioner requiring £25,000 of directors and officers liability insurance.