You might accidentally injure someone as a result of your work, a system you install could fail and cause a client to suffer a theft, or your equipment may be stolen, lost or damaged, for example. In cases like these, you could be left facing major costs.
At Markel Direct, we offer tailored alarm, CCTV and security installer insurance that will help to protect your finances and give you added peace of mind.
What is alarm, CCTV and security installer insurance?
Alarm, security system and CCTV installer insurance refers to a package of cover options designed to suit the needs of people working in your industry. It usually starts with public and product liability protection and often also includes tools insurance, employers’ liability cover, occupational personal accident insurance and more.
At Markel, we can tailor our policies to match your precise requirements, meaning you benefit from the financial protection you need without paying for unnecessary cover.
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Public liability insurance for alarm, CCTV and security installers
As an installer of alarms, CCTV or security systems, you will frequently come into contact with members of the public and their property. This is why public liability insurance is considered a must for many businesses like yours. It covers you for any injury or property damage you cause to a customer or member of the public as a result of your work.
For example, imagine you are installing a new security system in a customer’s home. As you try to position one of the alarms high up on the exterior of the property, you accidentally drop a tool, which lands on the customer and causes serious head injuries. A case like this could result in major compensation costs and legal fees. Public liability insurance for security system installers is there to cover such expenses, helping to safeguard your finances.
Do I need alarm, CCTV and security installer insurance?
As an alarm, CCTV or security system installer, you might need certain types of insurance. Having suitable business insurance in place can help to make the difference between success and failure in your industry. After all, no matter how careful you are, there is always a risk that problems will arise. And if you lack appropriate insurance, the effects on your finances could be serious.
For example, if you accidentally damage a client’s property while fitting an alarm or security system, could you cover the cost of repairs? Or what if a client sues you because a solution you provide fails and this causes a break-in to go undetected? If you may struggle to cope with the financial fallout of situations like these, it’s wise to have liability insurance in place.
You should also consider the tools and equipment you rely on to do your job. If these were to be damaged, stolen or lost, would you be able to pay to repair or replace them? If not, it’s wise to have tools insurance in place for such eventualities.
Another type of financial cover to be aware of is employer’s’ liability insurance. If you have anyone working for you, including contractors or temporary employees, you are legally required to take out this type of financial protection.
Why choose Markel Direct for alarm, CCTV and security installer insurance?
Here are just some of the reasons to choose Markel for your alarm, CCTV and security installer insurance:
✔ Cover designed to fit your needs
You have very specific insurance needs as an alarm, CCTV or security system installer. Our cover policies reflect this, offering tailored protection that matches your precise requirements.
✔ Quick and easy quotes
Getting a quote from us is quick and easy. Simply fill in our online form and we’ll provide a quote in as little as 90 seconds.
✔ Transparent prices
When you come to us for alarm, CCTV or security installer insurance, you don’t have to worry about being hit with hidden fees. Our prices are fully transparent.
✔ Legal advice when you need it
When you need legal advice, we’re here for you. We operate a 24/7 legal helpline run by experienced solicitors.
✔ Highly rated by customers
To find out what our customers think of our trades insurance, check out our impressive ratings on Feefo.com.
How to buy alarm, CCTV and security installer insurance
Buying CCTV, security system and alarm installer insurance from us is simple. Just complete our online quote form and we’ll offer you a personalised quote in under two minutes.
If you decide to go ahead and purchase cover from us, you can choose whether to start your insurance immediately or arrange protection up to 30 days in advance.
How much does alarm, CCTV and security installer insurance cost?
Just like the security systems you install, the financial protection you need will be bespoke. This means there is no one set price for insurance. The amount you pay is dependent on factors such as the level of protection you’re looking for, the types of insurance you want and the size of your company.
Find out how much your insurance will cost by getting a quote on our website today.