Sports massage insurance

Our specialist sports massage insurance can cover you from as little as £5 a month.

  • Fast, easy online quote in 90 seconds

  • Interest free direct debit

  • No hidden fees or cancellation charges

Our insurance policy for sports massage can protect you against mistakes you make in your work.

Sports massage therapists play a key role in helping athletes to achieve their physical potential, assisting in their recovery and aiding their preparation for their next challenge. It’s important they can carry out this work in confidence, knowing that they have the right protection in place in case anything goes wrong – be that an injury inadvertently caused to a client, an allergic reaction to a treatment, or a trip or fall.

This is where Markel’s cover comes in. With 25 years of specialist expertise, we’re used to building a bespoke package of insurance that can naturally suit the requirements of your role as a sports massage therapist. Our user-friendly quote system involves answering a few questions about your job and then offers you a list of all of the cover that can cater for this. From there, it’s a case of picking the cover you want to pay for.

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Cover starting at just £5 a month

Insurance for sports massage specialists includes the following types of cover

  • Public liability and professional indemnity insurance

    Public liability and professional indemnity insurance are two key parts of the insurance package for a sports massage therapist. These forms of cover can help you to defend yourself if a customer suffers an injury during the course of your work - clearly a big concern for sports massage therapists helping clients to look after their limbs and muscles – or if you face an allegation of negligence.

    Examples of the situations in which this cover might be needed include:

    • Claims from a client that sports massage therapy work you carried out caused an injury making them miss an important sporting fixture.
    • Compensation claims made by a client who tripped over a cable and suffered an injury while visiting your home for a therapy session.
    • Claims for damages made after a client had an allergic reaction to a cream or oil used during your work.
  • Employer's Liability insurance

    Employers' liability insurance is a legal requirement for any business that employs staff. It covers you if they suffer from an injury or illness as part of their work.

  • Legal expenses insurance

    Legal expenses insurance pays your legal costs and expenses for contract disputes, tax enquiries (including IR35), attending jury service, debt recovery, personal injury, as well as any award you are required to pay following an employment dispute with an employee. There is a limit of £100,000.

    If a client takes legal action against you because of an error you have made, this cover can prevent you from needing to use your own finances to cover legal expenses.

  • Directors and Officers insurance

    Director and officers insurance can help you to defend yourself if you face an allegation of poor practice – or if you have to pay out damages as the result of a claim.

  • Portable equipment and office insurance

    Whether it’s your phone and laptop, or a piece of equipment required for your therapy, it’s likely you’ll be reliant on having key equipment to hand. Office insurance covers any office premises you have – including accidental damage to the buildings and contents while you’re at work.

  • Occupational personal accident insurance

    Occupational personal accident insurance provides a weekly payment if you find yourself unable to carry out your job because of an injury suffered during the course of your work.

  • Cyber and data risks insurance

    Sports massage therapists need to hold personal data of their clients – potentially including sensitive medical information for conditions they might be helping them to manage. This poses a risk that needs to be managed. Cyber and data risks insurance can help to cover the cost of retrieving data and managing the aftermath of a data breach.

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Cover starting at just £5 a month

Frequently asked questions

Access these specialist services with your Markel insurance policy

Our sports massage insurance offers a number of great services that will support your work:

24 hour legal helpline  24 hour legal advice helpline

You get 24/7 telephone access to a qualified solicitor at no extra cost with all of our policies. With this, you can call on an expert to answer queries on points of law you might be unclear about, how to cope with a difficult client, the structure of your business, and any health and safety issues you have.

Legal hub access Legal Hub access

All of our policies also come with access to hundreds of legal document templates. These allow you to download pre-prepared policies, procedures and contracts to avoid the need to pay expensive fees for these to be drawn up. This is all available in our online legal hub, powered by LHS elXtr.

  Fee dispute service

Sports massage therapists want to be able to focus on their work, not be chasing unpaid invoices or fees. Markel policyholders with public liability or professional indemnity insurance can benefit from access to a fee dispute helpline that is powered by a leading law firm.

  Public relations crisis management service

It’s important for sports massage therapists to build and maintain a positive reputation so they can attract and keep clients. A negative piece of press coverage could prove damaging to this and, if this occurs, our specialist public relations crisis management firm, The Counsel House, can work with you. This service, which helps to manage allegations of fraud, injury caused to employees or the public and official investigations into your company's affairs, comes as standard with public liability and professional indemnity insurance, directors and officers insurance, cyber and data risks insurance, and legal representation and employment disputes insurance.

Cyber response helpline

Our cyber response helpline gives you direct access to specialist solicitors and information security experts who can give you the benefit of their legal and technical IT expertise if you were to suffer from a cyber attack. This is included as standard with cyber and data risks insurance.

Cover starting at just £5 a month