Wedding planner & coordinator insurance

What is wedding coordinator insurance?

We know that every wedding planner wants to ensure that their clients get the most from their big day. However, if the best laid plans go awry our business insurance for wedding planners  offers you peace of mind, should your clients take legal action against you.

At Markel Direct, we have more than 25 years of experience as a specialist insurance company. Our insurance has been designed by industry experts to offer comprehensive cover.

Do wedding co-ordinators need insurance?

To protect your wedding planning business against the unexpected, arranging wedding planner business insurance is a worthwhile consideration.

If your client's big day is affected due to an error on your part whilst giving advice or providing planning services, you could face angry clients taking legal action against you for negligence.

Like any business that relies on word of mouth, we know how important your professional reputation is. That's why our wedding planners insurance provides you with cover to defend against a range of legal claims. This ensures your business and hard work is protected, should the worst happen.

Wedding planner insurance cover

The types of cover we offer as part of our wedding planner insurance policy can help protect you and your livelihood if an incident occurs. This includes:

• Failing to book a venue – if you were to provide negligent services (for example, failing to book a venue before the wedding) and your client’s big day had to be rescheduled, our policy would cover the legal costs in defending the claim, as well as compensation payable to your client.
• Booking an inadequate supplier – if your client requires you to source suppliers for your wedding (such as catering or entertainment) and the client is unhappy with the quality of their service, they may take legal action against you for failing to provide a suitable supplier.
• Unhappy clients – Sometimes it’s impossible to meet the expectations of your clients for such an important day. Even when you’re not at fault, our policy will pay the legal costs in defending a claim made against you.

If you require insurance for planning conferences or exhibitions, please visit event organiser insurance.

What is public liability insurance for wedding planners?

Public liability insurance could protect you if someone is injured or their property is damaged during your work. From a guest could accidently trip over your equipment, to causing damage to a clients property while setting up decorations. If a claim is made against you, public liability cover could help with legal costs and compensation.

What is professional indemnity insurance for wedding planners?

Professional indemnity insurance could cover you if a client claims professional negligence, errors or that you provided inadequate advice that caused them some form of financial loss. From booking the wrong date for a venue, to losing crucial documents. By ensuring you have the appropriate level of cover in place, you’re able to focus on your passion knowing you’re protected from potential claims.

How much does wedding planner insurance cost?

At Markel Direct, we offer wedding planner & coordinator insurance from £5 a month for £1 million worth of public liability cover*. When it comes to insurance, the cost varies from business to business depending on;

• The size of your business - your turnover and whether you have any employees
• The level of cover you choose
• The types of projects you work on and the equipment you use. To get a clearer idea of how much you’ll pay, simply get a quote online.

*Price based on a wedding planner requiring £1 million of public liability insurance.