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The expert cover provided by our wedding planner insurance helps you focus on organising a day that they’ll remember forever.
Coordinating a wedding comes with huge responsibility - and plenty of moving parts. Even with meticulous planning, supplier issues, accidents at a venue, or client disagreements can quickly escalate.
Our wedding planners insurance helps shield your business from the financial impact of unforeseen problems, offering reassurance throughout every event you manage.
Cover at a glance:
- £50k–£5m professional indemnity cover available
- Cover for accidental damage to venues or hired equipment
- Public liability cover for working at client locations
What is professional indemnity insurance for wedding planners?
Professional indemnity insurance could cover you if a client claims professional negligence, errors or that you provided inadequate advice that caused them some form of financial loss. From booking the wrong date for a venue, to losing crucial documents. By ensuring you have the appropriate level of cover in place, you’re able to focus on your passion knowing you’re protected from potential claims.
Cover starting at
£5 a month
*Price based on a wedding planner requiring £1 million of public liability insurance.
Do wedding co-ordinators need insurance?
To protect your wedding planning business against the unexpected, arranging wedding planner business insurance is a worthwhile consideration.
If your client's big day is affected due to an error on your part whilst giving advice or providing planning services, you could face angry clients taking legal action against you for negligence.
Like any business that relies on word of mouth, we know how important your professional reputation is. That's why our wedding planners insurance provides you with cover to defend against a range of legal claims. This ensures your business and hard work is protected, should the worst happen.
Wedding planner insurance cover
The types of cover we offer as part of our wedding planner insurance policy can help protect you and your livelihood if an incident occurs. This includes:
- Failing to book a venue – if you were to provide negligent services (for example, failing to book a venue before the wedding) and your client’s big day had to be rescheduled, our policy would cover the legal costs in defending the claim, as well as compensation payable to your client.
- Booking an inadequate supplier – if your client requires you to source suppliers for your wedding (such as catering or entertainment) and the client is unhappy with the quality of their service, they may take legal action against you for failing to provide a suitable supplier.
- Unhappy clients – Sometimes it’s impossible to meet the expectations of your clients for such an important day. Even when you’re not at fault, our policy will pay the legal costs in defending a claim made against you.
If you require insurance for planning conferences or exhibitions, please visit event organiser insurance.
Example policy documents
If you have an existing policy with us, please sign in to view your policy documents.
Below you will find examples of the documents provided.
Tailor your wedding planner insurance with these covers
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Public liability insurance
Public liability insurance is an essential for any business that deals with clients and members of the public on a regular basis. It covers your business against allegations of injury or illness, as well as damage to third party property. Please note our public liability insurance does not provide cover for the wedding event itself.
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Professional indemnity insurance
Professional indemnity insurance is regarded as vital for businesses that provide services or advice to their clients. If you make a mistake whilst planning a wedding, unintentionally lose data or breach copyright, professional indemnity insurance can cover your legal costs and compensation payments.
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Employer’s liability insurance
Employer’s liability insurance is a legal requirement for businesses that employ staff on a full-time or part-time basis. Our policies provide £10m worth of employers’ liability cover.
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Directors and officers insurance
Our directors’ and officers’ insurance will cover your legal liability should your most senior members of staff face any allegations of poor decisions, mismanagement or other duties owed in the running of the company.
You can protect your buildings and their contents against the expenses suffered as the result of accidental damage, theft and natural disasters such as fire, floods and storms by purchasing an office insurance policy with the appropriate level of cover.
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Legal expenses insurance
Legal expenses insurance will protect your business against the potentially significant costs of pursuing or defending legal actions caused by disputes with a client, supplier or an employee.
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Cyber and data risks insurance
Cyber and data risks insurance offers vital cover for small businesses which are being increasingly attacked by cyber-criminals for sensitive data about their clients or employees on laptops, tablets and other internet connected devices.
How it works
Choose the cover you require
Get a quote you need in minutes
Buy online or contact one of our advisors
How much does wedding planner insurance cost?
At Markel Direct, we offer wedding planner & coordinator insurance from £5 a month for £1 million worth of public liability cover*. When it comes to insurance, the cost varies from business to business depending on;
- The size of your business - your turnover and whether you have any employees
- The level of cover you choose
- The types of projects you work on and the equipment you use. To get a clearer idea of how much you’ll pay, simply get a quote online.
Ready to build your quote?
Our simple quote process will help you to find the right business insurance for your individual needs.
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
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Do wedding planners need insurance?
Ensuring you have the appropriate level of insurance in place is a worthwhile consideration. From managing suppliers to coordinating complex events, there are potential risks involved. Obtaining cover such as public liability and professional indemnity insurance, could protect you from unexpected claims and costs.
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Is it compulsory to have business insurance for wedding planners?
While business insurance for wedding planners isn’t a legal requirement, some clients may insist on proof of cover before working with you. Even if it’s not compulsory, having the right insurance in place provides you with protection against claims that could made against you.
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What limit of cover should I choose?
Certain clients or industry bodies may require that you have a minimum level of cover before you can enter a contract with them, so it’s sensible to gather the necessary requirements before you purchase your policy.
If this is the first time you have arranged cover and you are unsure about how much protection you need, spend some time thinking about the fees you would incur as the result of a worst-case scenario.
We offer a range of limits on wedding planners insurance, so you can feel secure that we can provide find the right cover for your needs.
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Why should I choose Markel Direct's insurance?
Markel Direct has over 25 years of experience insuring contractors, consultants and self-employed professionals. We insure over 200,000 micro businesses and are highly rated by our customers on Feefo.com.
To talk about your insurance requirements and better understand our cover, call us on 0800 640 6600 or get a quick quote online.
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How is Markel Direct regulated?
Markel Direct is a trading name of Markel International Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Find out more on the Financial Services Register.
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Access specialist business services as part of your policy cover.
As a specialist insurer of accountants and bookkeepers, we provide a range of useful services for you to access, included as standard with certain covers.
What is included:
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Existing customer?
Whether you need to renew a policy, or modify an existing policy, or simply have a question, contact us.