Window cleaning insurance

From suffering an injury yourself, to causing harm to a customer or passer-by, to damaging someone’s home or business, many things can go wrong. If the worst should happen, window cleaner’s insurance  can help protect your business.

At Markel Direct, we believe that we offer excellent value window cleaners’ insurance that is tailored to meet your needs.

What is window cleaners’ insurance?

Window cleaners’ insurance refers to the package of cover options available to tradespeople in your specific line of work. It can include several different types of financial protection. Public liability insurance for a window cleaner is generally considered to be an essential element of these policies. Other important forms of cover that are often included are employers’ liability protection and tools insurance. At Markel Direct, we offer a full selection of cover options to window cleaners. It’s important to research and obtain window cleaners’ insurance quotes that are tailored to your business, to ensure you’re covered for potential claims.

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Do window cleaners need insurance?

To protect your window cleaning business against the unexpected, arranging window cleaning insurance is a worthwhile consideration. Despite your experience or best efforts, something could go wrong when you’re cleaning windows. By having insurance in place, this means you won’t face the financial strain if a claim is made against you.

For example, if you are working and a piece of equipment falls and lands on a member of the public, causing serious injuries, could you cover the associated legal and compensation costs? Or perhaps you scratch a large windowpane while cleaning it, meaning you have to pay to replace it. If your finances would come under strain when faced with expenses like these, it can be essential to have the right insurance in place.

Think about the equipment you use too. If this is lost, stolen or damaged, could you afford to replace or repair it? If not, you will need tools insurance. And if you have employees, by law, you must take out employers’ liability insurance.

Not exactly what you’re looking for? We also offer cleaning insurance and drain cleaning insurance.

What is public liability insurance for window cleaners?

Do window cleaner businesses need liability insurance? Well, as a window cleaner, you will come into contact with members of the public on a regular basis. This means you’ll need public liability insurance to protect your business against claims made by third parties for injury or damage suffered because of your business.

When you’re working with ladders and dealing with water and chemicals, there is always a chance that something could go wrong. For example, a member of the public might slip on excess water underneath a window you are cleaning in a shopping centre, suffering a back injury as a result. Or you might damage delicate tiles on a customer’s roof with your ladder.

In cases like these, you could find yourself facing large compensation costs and legal fees. Window cleaner public liability insurances can protect your finances in such scenarios.

What is included in window cleaner insurance?

Window cleaner insurance is designed to protect your business against the potential  risks you face daily. A typical policy could include:

• Public liability insurance: Covers injury or property damage caused during your work, such as a client or member of the public slipping on water you’ve spilt
• Employer’s liability insurance: This is legally required if you employ staff, and protects you against claims from employees injured on the job
• Equipment cover: This can help with costs to repair tools, or if they’re stolen or damaged
• Occupational personal accident insurance: Offers financial help if you’re unable to work due to an accident These covers can be tailored to suit you and your business, whether you work alone or manage a team.

How much is window cleaner insurance in the UK?

At Markel Direct, we offer window cleaner insurance from £7 a month for £1 million worth of public liability cover*. When it comes to insurance, the cost varies from business to business depending on;

• The size of your business - your turnover and whether you have any employees
• The level of cover you choose
• The types of projects you work on and the equipment you use.

To get a clearer idea of your window cleaner insurance price, simply get a quote online.

*Window cleaning insurance cost based on a window cleaner requiring £1 million of public liability insurance cover.

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