Window Cleaners’ Insurance

Specialist insurance for window cleaners from just £7 a month.

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  • Levels of cover to suit you

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Whether you specialise in commercial or residential properties, high-rise or low-rise buildings, being a window cleaner comes with certain risks. You might often be working at height and moving ladders around close to delicate tiling and glazing.

From suffering an injury yourself, to causing harm to a customer or passer-by, to damaging someone’s home or business, many things can go wrong. If the worst should happen, you need insurance you can count on.
 
At Markel, we believe that we offer excellent value window cleaners’ insurance that is tailored to meet your needs.

What is window cleaners’ insurance?

Window cleaners’ insurance refers to the package of cover options available to tradespeople in your specific line of work. It can include several different types of financial protection. Public liability insurance is generally considered to be an essential element of these policies. Other important forms of cover that are often included are employers’ liability protection and tools insurance. At Markel Direct, we offer a full selection of cover options to window cleaners. 

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Public liability insurance for window cleaners

As a window cleaner, you will come into contact with members of the public on a regular basis. This means you’ll need public liability insurance to protect your business against claims made by third parties for injury or damage suffered because of your business.

When you’re working with ladders and dealing with water and chemicals, there is always a chance that something could go wrong. For example, a member of the public might slip on excess water underneath a window you are cleaning in a shopping centre, suffering a back injury as a result. Or you might damage delicate tiles on a customer’s roof with your ladder.

In cases like these, you could find yourself facing large compensation costs and legal fees. Public liability insurance for window cleaners will protect your finances in such scenarios.

Do I need window cleaners’ insurance?  

As a window cleaner, you may need certain types of insurance. No matter how careful you are, something can always go wrong when you’re cleaning windows. If it does and you lack appropriate insurance, you could face serious financial consequences.

For example, if you are working at height and a piece of equipment falls and lands on a passer-by, causing serious injuries, could you cover the associated legal and compensation costs? Or perhaps you scratch a large windowpane while cleaning it, meaning you have to pay to replace it. If your finances would come under strain when faced with expenses like these, it can be essential to have the right insurance in place.

Think about the equipment you use too. If this is lost, stolen or damaged, could you afford to replace or repair it? If not, you will need tools insurance. And if you have employees, by law, you must take out employers’ liability insurance.

Why choose Markel Direct for window cleaners’ insurance?

Here are just a few of the reasons to choose Markel Direct for your window cleaners’ insurance.

✔ Cover tailored to suit your needs
We provide tailored cover that means you have the financial protection you need without paying for unnecessary extras.

✔ Round-the-clock legal advice
If an emergency happens and you need legal guidance, you don’t want to have to wait. That’s why we operate a 24/7 legal advice helpline run by experienced solicitors.

✔ Customer ratings that speak for themselves
Don’t just take our word for it. Check out our impressive Feefo.com ratings to see what our customers think of our services.

✔ Quick quotes
Fill in our online form and you’ll get a quote in a little as 90 seconds.

✔ No hidden fees
You don’t have to worry about being hit with unexpected costs when you purchase cover from us. Our pricing is fully transparent.

How to buy window cleaners’ insurance

Buying window cleaners’ insurance from Markel is straightforward. Just complete our online quote form by answering some simple questions. We’ll then give you a personalised quote. 

You can opt for your cover to start immediately, or you can arrange a policy up to 30 days in advance.  

How much does window cleaners’ insurance cost?

A number of factors will determine the cost of your policy, including the size of your business, the types of insurance you want and the level of cover you’re looking for.

Our policies start from £7 a month. Get a quote online today to find out more.

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Cover starting from £7 a month

What types of insurance do window cleaners need?

  • Public liability insurance

    Public liability insurance is there to protect you from claims made by members of the public who suffer injury or property damage because of your business. We offer cover with limits of £1 million to £5 million.
     
    Example of a claim:
     
    While leaning your ladders against the wall outside of a customer’s home, you accidentally scratch some tiles.. You must cover the costs of repairing the damage. 

  • Employers' liability insurance

    Employers’ liability insurance protects you if a worker sues you over an illness or injury they suffer due to their work. By law, you’re required to have a minimum of £5 million of this type of financial cover in place if you have employees. Our policies have a cover limit of £10 million.
     
    Example of a claim:
     
    One of your employees falls from a ladder while washing a first-storey window, suffering a broken leg as a result. They seek compensation from you for their suffering.

  • Tools insurance

    Tool insurance protects you if the equipment you use in your window cleaning business is stolen, lost or damaged. We offer cover limits of between £1,000 and £5,000 and you can choose to cover your tools during working hours only (8am – 8pm) or on a 24 hour basis for complete peace of mind.
     
    Example of a claim:
     
    Thieves hack your key fob to break into your work van while it’s parked outside of your home, stealing valuable equipment. You have to replace the stolen items. 

  • Occupational personal accident insurance

    Occupational personal accident insurance is there to support your income if you’re unable to do your job because of an injury you experience as a result of your work. It can provide a lump sum or weekly payments, depending on the type of injury you sustain.

  • Owned plant insurance

    Owned plant insurance protects you if plant machinery you own is stolen or damaged. At Markel, we offer this type of cover with limits of between £10,000 and £50,000.

  • Hired in plant insurance

    Hired in plant insurance covers you if plant machinery you have hired from another party is stolen or damaged. Our cover is available with limits of between £10,000 and £50,000.

  • Contract works insurance

    Contract works insurance covers the costs of repairing or redoing work your business is carrying out on a construction site in the event of a fire, flood, theft or act of malicious damage.

  • Goods in transit insurance

    Goods in transit insurance pays out if your goods are damaged or lost while being moved from one location to another. It can cover goods that are being transported either by your own vehicles or a third-party carrier.

  • Professional indemnity insurance

    Professional indemnity insurance protects your business if a customer seeks compensation because of an error you have made while providing a professional service for a fee/

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Cover starting from £7 a month

Frequently asked questions

Access free legal services for your window cleaning business when you arrange cover with Markel, including:

24 hour legal helpline 24/7 access to a legal advice helpline manned by qualified solicitors

Legal hub access Access legal templates and resources with the Markel Law Hub

 Receive discounted IR35 contract reviews with your policy

 Expert management of public relations crises with The Counsel House

Cover starting from £7 a month