Help & guidance for professionals
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What is professional indemnity insurance?
If you are alleged to have provided inadequate advice, services or designs to a client, professional indemnity insurance provides cover for the legal costs and expenses in defending the claim, as well as compensation payable to your client to rectify the mistake.
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The Rise of the Self-Employed - our survey's findings
In an age of hot-desking, freelancing and contracting, we wanted to explore the differences between the lifestyles of the self-employed and those traditionally employed.
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The Rise of the Self-Employed Infographic
We surveyed 250 self-employed professionals to get an insight into their lifestyle and work habits. Here are the key findings from the survey!
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What is a retroactive date on professional indemnity insurance?
If you’re working as a contractor, consultant or freelancer, the chances are you’ll hear the phrase ‘retroactive date’ at some point when arranging your professional indemnity insurance cover.
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What does the Brexit mean for freelancers, contractors and micro-businesses?
Following the UK’s decision to leave the European Union, we’ve summarised the most hotly debated topics affecting freelancers and contractors.
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How much professional indemnity insurance do I need?
Business liability insurance is slightly different to other types of insurance. Whereas with your home and car insurance you are usually given a standard limit of cover (the maximum amount your insurer will pay out), with professional indemnity insurance, you will be given a range of limits to choose from.
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What is IR35?
If you’re a contractor, freelancer or self-employed consultant, that chances are you’ve heard the phrase ‘IR35’ mentioned by your accountant, colleagues or agency. But what exactly is IR35, and how does it affect you?
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5 tips for successfully handling unhappy clients
Even if it hasn’t happened in the past, the likelihood is that at some point in your freelancing or contracting career, a project will go badly wrong.
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Will small businesses benefit from the 2016 budget statement?
Last month the Chancellor of the Exchequer delivered his annual Budget statement in the House of Commons.
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How to protect your business against cold weather
The winter period can present a lot of challenges to business owners – none more so than extreme weather that can cause disruption to your trading and damage to your office.
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Guide to insurance for fitness professionals
Insurance can be a tricky topic to get your head around - that's why we've created this short guide which outlines some of the main risks faced by fitness professionals, together with the essential role played by various insurance covers.