Help & guidance for professionals
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What is professional indemnity insurance?
Professional indemnity insurance is a commercial policy designed to protect you and your business against claims for financial loss or damage that are made by a client or other third party individuals. These claims could come as a result of perceived negligent services or negligent advice your business has provided.
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What last week's autumn statement means for small businesses and the self employed
On Wednesday, Chancellor Jeremy Hunt outlined the government's tax and spending plans for the upcoming year.
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Building Britain: Uncovering the top spots for tradespeople in the UK
Although the pandemic boom of renovations and improvements has dipped due to the cost-of-living crisis putting a hold on unnecessary expenses, there is still the need for skilled professionals for a range of vital household tasks, such as repairs and installations.
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Here’s what online retailers need to know about the UK product safety reform
In this article, Rob Rees, Divisional Director at Markel Direct, breaks down the proposals made in the UK product safety review and gives guidance on what online retailers can do to safeguard themselves against potential disruption caused by the reform.
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Over a fifth of freelancers and SMEs experience an increase in late payments
In this article, Rob Rees, Divisional Director at Markel Direct, looks into how late payments are affecting the freelance and small business market and shares eight tips for safeguarding your finances.
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The benefits of having a separate bank account for your small business
As a small business owner or a self-employed professional, you may wonder if opening a dedicated business bank account, separate from your personal bank account, is necessary and if so, how it can benefit you.
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Cash flow projections, a guide for small businesses
Cash flow forecasting is important for starting, managing, and growing a business. An accurate cash flow forecast can inform you of future challenges – such as seasonal dips - which can help you plan for growth.
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Cost of living action plan for small businesses
In this guide, we look at the actions small businesses can take to generate enough revenue to thrive, despite the current economic difficulties, and recession-proof their business.
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Are rising energy prices putting UK businesses at unnecessary risk?
The inexorable rise in the cost of living has caused concern for the UK government and no end of worry for UK citizens.
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Do you get maternity pay if you’re self-employed?
Getting your finances in order before and during a period of maternity leave can be tricky. Of course, while those in full-time employment have the right to access maternity support from their employer, this is not the case if you work for yourself.
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Can you join a union if you’re self-employed?
Trade unions have been in the news a lot recently. In an era where the cost of living crisis is impacting everyone, these organisations have been front and centre, negotiating collective agreements and providing support and legal representation to their members.
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