Help & guidance for professionals

  • What is professional indemnity insurance?

    What is professional indemnity insurance?

    If you are alleged to have provided inadequate advice, services or designs to a client, professional indemnity insurance provides cover for the legal costs and expenses in defending the claim, as well as compensation payable to your client to rectify the mistake.

  • IR35 and Public Sector bodies - the expert’s opinion

    IR35 and Public Sector bodies: the expert’s opinion

    Following revelations two years ago that NHS Digital had been fined £4.3m by HMRC and more recently, that DWP was fined almost £88m for “historic errors” and the Home Office £33.5m (including penalties of £4m have been suspended), HMRC has been deemed “careless” in its implementation of off-payroll working rules.

  • a dance teacher coaching a young student.

    How to become a dance teacher

    If you have a passion for dancing and are yearning to turn your love into a viable career, teaching could be a great option for you.

  • A massage therapist performing a deep tissue massage on a client.

    How to become a massage therapist

    It is the job of a professional massage therapist to physically manipulate the soft tissues, muscles and joints of their patients and clients, with the ultimate purpose of relieving tension and pain in the body.

  • How to protect your intellectual property and copyright - woman's hand holding a picture of a magnifying glass to represent online searches.

    How to protect your intellectual property and copyright

    When you’re a self-employed freelancer or contractor, it’s important to understand what intellectual property is and how you can protect yours.

  • A cup of coffee spilled on a client’s keyboard.

    How much public liability insurance do I need?

    Public liability insurance is designed to cover the legal expenses, as well as any financial damages, you may be liable to pay in the event that your business is accused of injuring a member of the public or damaging their property while carrying out your services.

  • What insurance do recruitment agencies and consultants need?

    What insurance do recruitment agencies and consultants need?

    When placing permanent and temporary staff into new roles, recruitment agencies and recruitment consultants are exposed to many risks.

  • Why every company needs business insurance - Agency team meeting

    Why every company needs business insurance

    Every business, large and small, needs to carry business insurance. If you employ staff, even if you only employ one person, then it is the law that you carry Employers Liability insurance with the minimum level of £5 million of cover at the very least.

  • A guide to small business insurance - Understanding the essentials

    A guide to small business insurance - Understanding the essentials

    Comprehensive business insurance should be as much a part of your business as your accountant and your business banking. Without the right insurance in place, you risk losing your business or facing financial difficulty if something goes wrong and you end-up on the wrong end of a claim.

  • A wet floor sign in a public place

    Do I need public liability insurance?

    Public liability insurance is designed to cover the legal costs and compensation payments your business could be liable to pay if a member of the public - be that a customer, supplier or general passerby - sues your company following an injury or damage to third party property sustained during your business activities.

  • a business consultant visiting the office of a client

    How to become a business consultant

    Typically, individuals with years of industry experience - business consultants - are hired by organisations to offer their expert advice with the ultimate aim of improving business performance in the shape of profitability, future growth and strategy, management structure and more.